Mum left with 99p in her bank account is now property entrepreneur

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A mum who had just 99p in her bank account after her marriage collapsed and she lost the family home has rebooted her life as a property entrepreneur.

Nicky Bright, 51, from Cardiff was the store manager of a retail outlet with a turnover of more than £3 million when her children, then aged 21 and 16, revealed her husband was having an affair, reports WalesOnline.

Confronting her husband, she discovered it was true. She told the newspaper: "I remember going into my bank account and there was 99p in there so I couldn't even buy food for the kids. I am so lucky my parents could come up and buy food.

"It is the most horrific feeling in the world. I wanted to drown my sorrows and I was going into a very bad place. I knew I was going down and I almost felt like I was being dragged into the darkness somewhere that was so horrible. It was just very, very scary."

One evening when Nicky was at rock bottom she heard her children whispering in the hall. Her daughter said she was too afraid to open the door because she thought her mum might have taken her own life. It was the shock that she needed.

Nicky had hosted foreign students studying in Wales at her home in the past so it gave her the idea to rent out the house to get some income as she worked out a plan. She moved out with only a suitcase, stayed with her parents, and took time to look at her strengths.

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She had worked as an estate agent and she had run her own furniture upcycling business when the children were small. Nicky came up with an idea of focusing on styling and interior design and combining it with her past property and hosting experience.

The house was sold to pay off some debt but with the help of a business plan, the Swansea Building Society, local government grant money, and support from Business Wales her new business was born. Through the Covid-19 lockdowns she worked on her branding and fine tuning the business plan.

Nick has just finished doing up her own "old-fashioned" holiday let, with has been furnished with expensive sofas and chairs, handmade cushions, and antiques and for her own cottage.

She even sourced an opulent bath tub for a touch of luxury. Despite being criticised by some for spending so much on a property designed for short-term lets, she has defended her decision to go the extra mile and said: "I say that it's for my guests. Without my guests I don't have a business and I want them, when they leave, to have absolutely adored it."

  • Property

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